UK Salary Take Home PAYE Calculator
Calculate your UK take home pay after income tax, National Insurance and pension under PAYE. Works for yearly, monthly, weekly and hourly pay.
Enter your UK salary details
For annual, monthly or weekly salary you can leave this blank.
Simple average across tax bands after personal allowance.
Approximate effective NI percentage for your band.
Employee pension (often 3–5%) taken before income tax and NI.
Disclaimer: This is a simplified UK PAYE take home calculator. Actual payslips may differ due to changing HMRC rules, tax codes, thresholds, student loan plans and benefits. Always check with your payslip or HMRC.
💡 Quick Guide
Enter gross salary
Choose yearly, monthly, weekly or hourly and add your UK salary before tax and deductions.
Set PAYE, NI & pension
Choose simple effective percentages for income tax, National Insurance and pension.
See take home pay
Instantly see your estimated net pay per year and per pay period with a breakdown of deductions.
❓ Frequently Asked Questions
This tool gives an approximate estimate of your UK net salary. It uses simple effective percentages for income tax and NI, so it will not match HMRC or your payslip exactly. Thresholds, bands, tax codes and student loan rules can all change each tax year.
Start with a rough average based on your income band (basic, higher or additional rate). For more accuracy, take the income tax number from your payslip, divide by gross pay and use that percentage as your effective rate in the calculator.
National Insurance uses thresholds and bands. To keep it simple, you can again copy NI from a recent payslip and divide by gross pay to get an approximate effective percentage to enter here.
Yes. Add an approximate monthly student loan deduction in the Other deductions per month field. The tool will multiply this by 12 to show the annual impact on your net pay.