USA Salary Take Home Pay Calculator
See your real US net salary after federal & state tax, Social Security, Medicare and common deductions. Works for yearly, monthly, weekly and hourly pay.
Enter your salary details
For salary (yearly/monthly/weekly) you can leave this blank.
Enter 0 if you live in a state with no income tax (e.g. TX, FL, WA).
Approximate combined effective rate based on your bracket and filing status.
Disclaimer: This is a simplified US salary estimator. Real paychecks may include different tax rules, benefits and local taxes. Always confirm with your pay stub, employer or tax advisor.
💡 Quick Guide
Enter gross income
Choose yearly, monthly, weekly or hourly and enter your gross income before tax and deductions.
Add US taxes & deductions
Add approximate federal and state tax percentages, FICA and any pre-tax or post-tax deductions.
See take home pay
Instantly see your estimated net pay per year and per pay period, plus your effective tax rate.
❓ Frequently Asked Questions
This tool gives an approximate estimate of your net pay based on the percentages you enter for federal and state tax and whether you include FICA. Real payroll can include more details like local city taxes, different brackets, benefits and employer rules. Always check your actual pay stub or ask your HR/payroll team for exact numbers.
You can start with a simple guess based on your income and filing status. Many US workers end up with an effective federal rate between 10% and 22%, but it depends on your situation. For more accuracy, you can copy the federal tax from your existing pay stub and divide it by your gross pay.
Yes. If you check the Include Social Security & Medicare box, the tool will apply an approximate 7.65% combined rate for FICA payroll taxes. This is close to what most W-2 employees pay in the US on ordinary wages.
Yes. You can use it to compare job offers by entering the annual salary and your best guess for tax percentages. The net per month or per week can help you understand how much you will actually receive in your bank account after taxes and deductions.